FEATURES

WHAT CAN YOU BUILD WITH HONKIO?

Honkio SDK provides full capabilities building the solution for any type of mobile-based business, whether order & pay, tickets, work resources, services and so on….and supports easy integration to external systems for handling product deliveries, logistics and whatever you want to sell.

REGISTER NOW!

REGISTER

COMMERCIAL PRICING

2.0% + 0.25€ per payment transaction (all-inclusive transaction pricing)

49€/month for the SaaS platform running your commercial solution

DEVELOPMENT USE IS TOTALLY FREE!

COMMON SDK CAPABILITIES

Honkio SDK provides common capabilities for user accounts, identity management and payment processing.


HONKIO ID

Honkio ID is the customer account used with any application built with Honkio, based on OAuth2.0.  The user creates an ID once and is able to use it with any application built with Honkio, or any other Oauth2.0 supporting service. User identifier is the email address, and other information includes phone number, adress, password and payment instruments.

DOCUMENTATION

HONKIO PIN

Honkio PIN is the authentication method for the users to confirm their payment transactions and other possible security-requiring events. For high level of security, the PIN codes are not stored anywhere but are validated through algorithms. Additionally for extra layer of security OTP methods are provided.

DOCUMENTATION

HONKIO PAY

Honkio Pay is the payment processing capability providing the one-click payment completion for the users, based on their predefined payment instruments. Honkio PAY can be also utilized as checkout option together with Honkio ID for any mobile checkout need.

DOCUMENTATION

EXAMPLE MOBILE COMMERCE SOLUTIONS

Below are just few examples of key mobile-bases business solutions which can be easily built with Honkio – but the opportunities are endless for all types of mobile business scenarios including the mobile online store checkout for which Honkio also provides super-simple means with Honkio ID.


ORDER AND PAY

Background:

Online orders are a common way to shop. Honkio offers a streamlined order and pay module, with full commerce logic. Developers get easy to implement codes, business logic, identification and authorisation functionality. Users get their shopping done with a few clicks increasing the revenues for the companies.


Advantages:

R

Focus on customer experience for the whole process minimizing the steps required. Each additional step increases customer fallout during the process

R

Enable upselling and marketing during the order process to increase the average sales per customer

R

Minimize physical card handling need at point of delivery (no mPOS needed) reducing operational costs

R

For self pickup reduces need for cash register usage as orders are prepaid

R

Supports also loyalty and discount schemes to drive more customer purchases

Customer story:

Joe wants to order Pizza. He opens his Pizza app which is developed with Honkio. He logs in with his ID (Honkio ID) and chooses Pizza he wants. He is also prompted a promotion getting a Coke with just 50 cents to go along. He adds it and is prompted to confirm his order which is the payment confirmation as well. He does that and is prompted he has now also accumulated enough loyalty for a free Pizza next time he orders. After 20 mins Pizza delivery guy comes and hands in the Pizza, with no need for any additional payment hazzle.


Examples and reference case(s):

Application examples include grocery shopping where shops can offer in-built bonus and loyalty services. Order & pay is especially convenient for food outlets allowing people to order and pay and then go directly pick up what they ordered without queuing, or directly take their seating, make their order and have it delivered to their table.


TICKETING

Background:

Printing tickets is losing ground fast. Customers demand easy ways to purchase and receive their tickets on their mobile devices. Honkio provides ready to deploy ticketing logic, multi-parameter support, validation and redemption. Merchants are provided automated payment handling while customers receive tickets directly to their phones.


Advantages:

R

Focus on customer experience for the whole ticket selection process with payments automatically made as simple as possible

R

Enable upselling and marketing during the process to sell adjacent services and increase the average sales per customer

R

Keeping all tickets in secure digital form and supporting validation of those with a mobile device

R

Enables cross-marketing other tickets

R

Easily integrated to existing ticketing applications to enable efficient and simple payment processing

Customer story:

Mike is going to a concert and goes to the ticketing application selling tickets. He chooses the event and is asked if he would also like to prepay for the food at the venue, getting a discounted price. He decides to add that too and confirms his selections. He is prompted to enter his PIN to confirm the payment, and after that tickets and the voucher for the food is ready to use through his application. When he goes to the concert he uses the contactless capability on his mobile to tap at the entry gate and his ticket has been validated. When he goes to pick up his food he simple shows the voucher.


Examples and reference case(s):

Application examples include movie tickets, festivals, gym entrance tickets and public transportation. Service providers can also provide loyalty card functions. Public bus transport ticketing is built with Honkio – and it was chosen as the best mobile solution at Slush conference in 2015.


SUBSCRIPTIONS

Background:

Customers want an easy way to manage their subscriptions and memberships. Honkio offers developers full subscription logic with recurring payment schemes. Service providers can drive marketing engagement to increase customer loyalty. Users have an easy management experience for their services and also discounts through friend referrals.


Advantages:

R

Focus on customer experience for sell them a subscription based on their preferences and aiming to upsell more on top of that to increase the average sales per customer

R

Supports subscription logic with recurring payments handling done automatically

R

Enables marketing engagement towards the subscribers to maintain them as active users

R

Supports referral models to provide discounts when a person brings in another subscriber

Customer story:

George has decided to start going to a gym and he goes to the gym app to buy a membership. He is giving options to choose one-month trial, 3-mo and 12-mo membership options with different prices. George chooses trial and goes with that. During the trial George is regularly provided with updates on content to help him get most out of his training. When his trial period is about to be over he is prompted directly the option of continuing which he decides to do simply by single click on his application.


Examples and reference case(s):

Application examples include gym membership cards and magazine subscriptions.


WORK ORDERS

Background:

Hired services are nothing new but finding local service providers has never been this easy to drive on-demand economy. Honkio’s supports application logic to find nearby services and allows instant hire with automated payments through the system. Mobile location data offers a proximity-based finder with locally relevant service providers.


Advantages:

R

Leverage mobile location capabilities to provide and proximity-based person finder

R

Payments for the hires done automatically through the system without the customer having the need to handle those separately

R

Enables providing for multiple types of professional services areas

R

Provide hybrid Uber/Upwork/Tinder –type familiar user experience

Customer story:

Martha needs help for cleaning. She goes to the work order application and looks for suitable persons nearby available to provide cleaning services, inclusive of their work history and ratings. She chooses a suitable candidate and clicks Hire. The next day her cleaning help comes and does the cleaning job. Martha accepts job completion with the application and payment is automatically handled for her helper.


Examples and reference case(s):

Application examples services similar to Tinder and Upwork boosted with location data. The Finnish Ministry of Labour is sponsoring solution for youth employment built with Honkio.


TRANSPORT

Background:

Honkio is the perfect platform for services where people or items need to be moved around from one place to another. Within a week of coding, developers can offer Uber-like apps to taxi, bus and cargo companies. The best of all, SDK offers all the business logic for most transportation use cases.


Advantages:

R

Providing simple booking experience for the customer with related payment for the service to be handled automatically once the service is completed

R

Easily integrated to existing booking applications to enable efficient and simple payment processing

Customer story:

Bill needs a taxi and he opens his booking application to order one. As his booking application is using Honkio, the payments for the ride will be also processed automatically without him having to pay separately once the ride is over.


Examples and reference case(s):

Application examples are services similar to Uber for all B2C, B2B and C2C transportation needs.


INVOICING

Background:

Paper invoicing is expensive and labour intensive while e-invoicing has not been standardised globally. Honkio provides a customer friendly means to push invoices onto a mobile and let users pay them. Payments can be authorised through PIN confirmation. Service providers can also use marketing engagement to send special offers and promotions to users mobile phone., and remind users of upcoming due dates.


Business benefits:

R

Providing a customer engagement channel for marketing at the other moments than when the invoice is sent

R

Making invoicing efficient and optimizing the payments for those, as application can remind beforehand on the due date and even offer discount for early payments

Customer story:

Amy has the mobile application from her electricity provider as they provide their invoices through mobile channel (paper invoices cost 5€ extra). She receives invoice and accepts to pay that, with payment handled automatically on her PIN confirmation. Between the monthly invoicing intervals she gets tips on how to save on her electricity bills and special offers, which she decides to select one offering discount on home insurance for the electricity company customers.


Examples and reference case(s):

Application examples mobile-based invoice presentment and payment with cards. Large Finnish company will be providing their 20M+ annual customer invoices through the mobile channel with a solution built with Honkio.